The Student Financial Services department offers a complete and professional service to finance your studies. The SFS website provides detailed information for most of your general questions. Please use this site for data regarding fees, billing, financial aid, scholarships, loans, reimbursements, etc.
Student Financial Services
Academic hall, room 019
(573) 651-2253
sfs@semo.edu or online using the following links:
Overview of financial aid programs
Overview of aid programs, including where to find sources of state grants
How to request help
Aid Eligibility Requirements
Financial aid to study abroad
Foreign study costs may be included in the calculation of federal loan eligibility, provided the courses are considered part of the student’s program of study at a US school. Students must provide documentation of additional expenses and that study abroad courses apply to the student’s program of study (major). Contact Student Financial Services with any questions.
Code of Conduct for Student Loans
The University adheres to a code of conduct regarding relationships with private educational loan providers.
List of preferred lenders
The Southeast does not have a preferred lender arrangement.
Private Education Loan Information
Direct Lending Model Disclosure Form
This form can be obtained by contacting Student Financial Services.
Textbook Savings Program and Pricing Information
Direct Loan Entry and Exit Tips
Rights and responsibilities of aid recipients
Ongoing Eligibility for Assistance
Satisfactory Academic Progress (SAP)
This is the term used to refer to a student’s success in obtaining a certificate or diploma. Students must maintain specific academic progress requirements to be eligible for financial aid.
Method and frequency of disbursements
Financial aid is paid (released) to students in different ways depending on the type of aid and other factors.
Student loan terms, including the need for repayment and a sample repayment schedule
National Student Loans Database (NSLDS)
A student can find information on all of their student loans – Direct Loans, FFEL Program Loans, and Federal Perkins Loans – by accessing the Department of Education. National Student Loan Data System or by calling toll-free (800)999-8219. An FSA ID is required to access NSLDS.
Terms/conditions for deferring or canceling a Perkins Loan, Direct Stafford Loan or FFEL Loan due to voluntary service
Students may qualify for loan deferral or cancellation for voluntary service such as Peace Corps, Armed Services, etc.
Scholarship Fraud
According to the Federal Trade Commission, perpetrators of financial aid fraud often use the following lines to sell their scholarship services; students should avoid any scholarship service or website that says the following:
- “This scholarship is guaranteed or refunded.”
- “You can’t get this information anywhere else.”
- “I just need your credit card or bank account number to hold this scholarship.”
- “We will do all the work.”
- “This scholarship will cost money.”
- “You have been selected by a “national foundation” to receive a scholarship” or “You are a finalist” in a competition in which you have never participated.
If you believe you have been the victim of stock market fraud, want to file a complaint, or want more information, call 1.877.FTC.HELP or visit FTC Scholarship Scams.
Voting register
As required by the National Voter Registration Act and the Higher Education Act, Southeast Missouri State University encourages students who meet voter registration guidelines to register to vote and participate in the democratic process for all federal and state elections. Qualifications for voter registration include: 17½ to register, 18 to vote, US citizen and Missouri resident.